So, after the yearly round of payrises, I’ve decided to try buy a house
I have a bit of a dilema, in that I only have 22% deposit for 3 times my salary. Below 25% and the interest rates on mortgages jump ~ 2%. So do I try and save to get to 25% or jump in now?
So what am I looking for in a house
- Primarily, it’s not in a sink estate, I know I won’t be able to buy a house in the nicest of areas, but staying away from the warzones would be nice.
- Must be within 25 minutes drive of work (so Shipley to Skipton)
- Must be structurally sound, I can fix cosmetic stuff easily, but fixing roofs is a pain.
- Kitchen must be decently sized (I think 3*3 metres is my lower limit)
- Must have at least a back yard, something I could plant some raspberries in.
Things I’ve given up on
- Drive would be nice, but onroad parking otherwise.I want to be able to walk back from a train station when drunk, so the house needs to be less than 1.5 miles away from any of the Airedale stations.
